Income Assistance from the Federal Government

You may have heard that the Federal Government will be sending stimulus checks to help American’s make it through this difficult time.

Who qualifies to get a check, how much will the checks be and when will they arrive?
Will there be more than one check?
What other financial support is included in the new legislation?  

The government stimulus legislation is still in process and fluid. Our experienced provider attorneys are tracking the latest developments and can provide the most up to date analysis of the situation. 

If you need legal assistance, you can get help from our attorneys. View plans and pricing or join now and speak with an attorney in as little as 4 hours.

LEARN MORE

More stress is not what you need. 

Peace of mind is.

Our Legal Protection Services are accessible 24/7 in an emergency and through our app

Access your law firm without leaving your home

One membership covers your whole family.

LEARN MORE

More stress is not what you need. 

Peace of mind is.

Our Legal Protection Services are accessible 24/7 in an emergency and through our app

Access your law firm any time, without leaving your home.

One membership covers your whole family.

Copyright © 2020 LegalShield. All rights reserved.

Copyright © 2019 LegalShield. All rights reserved.

Trouble Paying Utility Bills

Many Americans are struggling to pay basic bills like gas and electric and are not sure about their options.

It’s still cold in my area but I can’t afford to pay the heating bill now. What options do I have?
Will utility companies turn off my water and electricity if I can’t pay on time this month?  
Does the federal stimulus legislation help with utilities and basic services? 


LegalShield provider attorneys are available to answer your questions, provide advice and even make phone calls or write letters on your behalf to a utility company. At the very least, we can reduce your stress level by providing accurate guidance.  

LEARN MORE

Dealing with Credit Card Debt

Millions of Americans carry credit card debt and are concerned about making their monthly payment. If you have credit card debt and you’ve lost your income, paying next month’s bill may not be on the top of your priority list.

If I miss a payment or two because of Coronavirus, will I still be charged late fees and penalties?
What options do I have to maintain my credit score if I can’t pay right now?
How long will my cell phone service last before they turn it off for 

non-payment?

Generally speaking, the agreements you signed with each vendor are still enforceable. To make good choices and avoid unnecessary financial penalties or negative impact to your credit score, it’s important that you know your rights and the options available to you. With a personal plan from LegalShield, you can speak with an attorney about any personal legal issue for as little as $24.95 per month. If you join today, our provider attorneys can discuss the specific actions you need to take to resolve financial issues.

LEARN MORE

Difficulty Making Rent, Mortgage and Car Payments

Many Americans have seen their income shrink while others have lost their jobs altogether. The stress from not being able to pay your rent or mortgage can be overwhelming.

If I can’t pay rent, what are my rights regarding eviction?
I’m not going to be able to make my mortgage payment, how do I protect against foreclosure?  
Is the Federal Government offering any help to renters or homeowners?

You do have rights and options. Our provider attorneys are tracking the latest developments both on the federal and state levels. If you are having problems meeting financial obligations due to lost income, you can speak with one of our attorneys to get information about protecting your rights and developing solutions. It will reduce your stress level too.

LEARN MORE

Employment Issues and Your Income

Coronavirus is wreaking havoc on businesses and people’s jobs. Here are some of the most common questions on which we’ve been advising our members.

My employer does not provide paid sick leave. Can they force me to come to work?
I’m supposed to travel for work. Can my employer fire me for refusing to travel?
Can I use my FMLA time even if I’m not infected?
My co-worker seems sick. Do I have the right to work from home?

Our provider attorneys are available to discuss any issues or concerns you have about your job. By speaking with them, you can learn more about the steps to take to protect your rights. If you need help with an employment related issue, we suggest you speak to an attorney or visit our employment law blog post. It’ll reduce your stress.

LEARN MORE

Additional Resources and Support

For more information about many of the questions raised above, we encourage you to read our blog post about consumer finance issues. We have included information about the most common questions and we will continue to add new content as things unfold. Check back often.

Also, LegalShield and its network of 39 law firms that cover the entire US and Canada will remain open to help our members throughout the course of this pandemic.

Whether you just need a little advice, a contract reviewed or you need an attorney to make calls and write letters on your behalf to resolve a thorny financial issue with a utility company, bank or employer, there is no more cost effective way to get the help you need than by becoming a member of LegalShield.

 Below you can learn more about plan benefits, pricing and how to join.  

LEARN MORE

Income Assistance from the Federal Government

You may have heard that the Federal Government will be sending stimulus checks to help American’s make it through this difficult time.

Who qualifies to get a check, how much will the checks be and when will they arrive?
Will there be more than one check?
What other financial support is included in the new legislation?  

The government stimulus legislation is still in process and fluid. Our experienced provider attorneys are tracking the latest developments and can provide the most up to date analysis of the situation. For quick answers, we suggest you read our new finance blog post.

If you need help with a legal issue, we suggest you speak with an attorney. It’ll reduce your stress.

LEARN MORE

Trouble Paying Utility Bills

LegalShield provider attorneys are available to answer your questions, provide advice and even make phone calls or write letters on your behalf to a utility company. At the very least, we can reduce your stress level by providing accurate guidance. For quick answers to common questions, check out our new consumer finance blog post.

Many Americans are struggling to pay basic bills like gas and electric and are not sure about their options. 

LEARN MORE

It’s still cold in my area but I can’t afford to pay the heating bill now. What options do I have?
Will utility companies turn off my water and electricity if I can’t pay on time this month?  
Does the federal stimulus legislation help with utilities and basic services?    

Dealing with Credit Card Debt

Generally speaking, the agreements you signed with each vendor are still enforceable. To make good choices and avoid unnecessary financial penalties or negative impact to your credit score, it’s important that you know your rights and the options available to you. With a personal plan from LegalShield, you can speak with an attorney about any personal legal issue for as little as $24.95 per month. If you join today, we can discuss the specific actions you need to take to resolve financial issues.

Millions of Americans carry credit card debt and are concerned about making their monthly payment. If you have credit card debt and you’ve lost your income, paying next month’s bill may not be on the top of your priority list.

LEARN MORE

If I miss a payment or two because of Coronavirus, will I still be charged late fees and penalties?
What options do I have to maintain my credit score if I can’t pay right now?
How long will my cell phone service last before they turn it off for 
non-payment?

Difficulty Making Rent, Mortgage and Car Payments

You do have rights and options. Our attorneys are tracking the latest developments both on the federal and state levels. If you are having problems meeting financial obligations due to lost income, you can speak with one of our attorneys to get step by step instructions for protecting your rights and developing solutions. It will reduce your stress level too.

Many Americans have seen their income shrink while others have lost their jobs altogether. The stress from not being able to pay your rent or mortgage can be overwhelming.

If I can’t pay rent, what are my rights regarding eviction?
I’m not going to be able to make my mortgage payment, how do I protect against foreclosure?  
Is the Federal Government offering any help to renters or homeowners?

LEARN MORE

Employment Issues and Your Income

Our provider attorneys are available to discuss any issues or concerns you have about your job. By speaking with them, you can learn more about the steps to take to protect your rights. If you need help with an employment related issue, we suggest you speak to an attorney or visit our employment law blog post. It’ll reduce your stress.

Coronavirus is wreaking havoc on businesses and people’s jobs.  Here are some of the most common questions on which we’ve been advising our members.

My employer does not provide paid sick leave. Can they force me to come to work?
I’m supposed to travel for work. Can my employer fire me for refusing to travel?
Can I use my FMLA time even if I’m not infected?
My co-worker seems sick. Do I have the right to work from home?

LEARN MORE

Additional Resources and Support

For quick answers to many of the questions raised above, we encourage you to visit our blog post about consumer finance issues. We've provided more information about the most common questions and we will continue to add new content as things unfold. Check back often.

Also, LegalShield and its network of 39 law firms that cover the entire US and Canada will remain open to help our members throughout the course of this pandemic.

Whether you just need a little advice, a contract reviewed or you need an attorney to make calls and write letters on your behalf to resolve a thorny financial issue with a utility company, bank or employer, there is no more cost effective way to get the help you need than by becoming a member of LegalShield.

 Below you can learn more about plan benefits, pricing and how to join. 

LEARN MORE

1 (800) 654-7757

Questions? Give us a call

GET STARTED

Coronavirus: We Have Answers to Your Business and Employment Law Questions

1 (800) 654-7757

Questions? Give us a call

1 800 654 7757

Help Managing Credit and Debt During the Coronavirus Pandemic

Is your business facing a cash flow crunch due to COVID-19? Are you trying to sort through your financing options to find solutions to your current challenges? Businesses in almost every sector have been impacted by the current health crises and many owners are scrambling to understand government support options, how to work with their banks and dealing with a variety of finance issues.

LegalShield employees and provider attorneys are committed to being available to help you through this difficult time.

Help Managing Credit and Debt During the  
Coronavirus Pandemic

Is your business facing a cash flow crunch due to COVID-19? Are you trying to sort through your financing options to find solutions to your current challenges? Businesses in almost every sector have been impacted by the current health crises and many owners are scrambling to understand government support options, how to work with their banks and dealing with a variety of finance issues.

LegalShield employees and provider attorneys are committed to being available to help you through this difficult time.

Assess Your Finance Agreements

The first step in figuring out how to handle your finances may be to assess your current agreements with vendors, banks and other key business partners.

What agreements should I be reviewing and what provisions do I need to be aware of?
What options do I have as a borrower if I’m facing declining customer payments/sales?
Can expiry dates for letters of credit be delayed?
Should I consider negotiating with my lenders/clients?


If you’d like to have a business attorney review your agreements and provide advice, join LegalShield today. Consultation and document review are standard benefits on all of our business plans. You can even have your attorney write letters and make calls on your behalf to help negotiate solutions. 
View plans and pricing.

Using Business Interruption Insurance

Many of our members have been calling about using their business insurance and asking questions like the following.

Can I use my business insurance to help compensate for revenue losses?
Will receiving payments from my insurer create problems under my current financing agreements?
Would cessation of business be covered by my insurance?

LegalShield business attorneys have answers to questions about business interruption insurance.  

If you’d like to speak with an attorney to get advice specific to your situation, 
view plan details and pricing.

How to Work With Lenders

Approaching lenders to find mutually agreeable solutions to your financing needs is always an option. Knowing exactly what to do and say when new laws are being passed on what seems like a daily basis, can be daunting.

Do I need to change my business forecasts before I contact a lender?
When do I need to start conversations with my lenders?
What legal analysis should I be doing on my loan commitments?
What criteria should I use to make decisions about different types of credit?
What plans do I need in place for the decisions I am making (I.e. to fund or not to fund)?
What communication steps do I need to make sure I am taking?

The best way to ensure you’re making the right moves is to work with an experienced finance lawyer that is tracking all of the latest legislative and market changes. LegalShield offers business plans that are extremely affordable. If you join today, you can discuss the specific actions you need to take to deal with lenders effectively.

Using Business Interruption Insurance

LegalShield business attorneys have answers to questions about business interruption insurance. 

If you’d like to speak with an attorney to get advice specific to your situation, 
view plans and pricing.

Many of our members have been calling about using their business insurance and asking questions like the following.

Can I use my business insurance to help compensate for revenue losses?
Will receiving payments from my insurer create problems under my current financing agreements?
Would cessation of business be covered by my insurance?

How to Work With Lenders

The best way to ensure you’re making the right moves is to work with an experienced finance lawyer that is tracking all of the latest legislative and market changes. LegalShield offers business plans that are extremely affordable. If you join today, you can discuss the specific actions you need to take to deal with lenders effectively.

Approaching lenders to find mutually agreeable solutions to your financing needs is always an option. Knowing exactly what to do and say when new laws are being passed on what seems like a daily basis, can be daunting.

Do I need to change my business forecasts before I contact a lender?
When do I need to start conversations with my lenders?
What legal analysis should I be doing on my loan commitments?
What criteria should I use to make decisions about different types of credit?
What plans do I need in place for the decisions I am making (I.e. to fund or not to fund)?
What communication steps do I need to make sure I am taking? 

Smart Use of Credit Cards


If you need legal assistance, you can get help from our attorneys. 
View plans and pricing or join now and speak to an attorney in as little as 4 hours.

If used appropriately, credit cards can be an important part of a comprehensive finance strategy. Do you have any of the following questions?

Should I apply for or use a business credit card during this crisis?
What options do I have to avoid high interest?
What resources are available to ensure I make the right decisions? 

Assess Your Finance Agreements


If you’d like to have a business attorney review your agreements and provide advice, join LegalShield today. Consultation and document review are standard benefits on all of our business plans. You can even have your attorney write letters and make calls on your behalf to help negotiate solutions. 
View plans and pricing.

The first step in figuring out how to handle your finances may be to assess your current agreements with vendors, banks and other key business partners.

What agreements should I be reviewing and what provisions do I need to be aware of?
What options do I have as a borrower if I’m facing declining customer payments/sales?
Can expiry dates for letters of credit be delayed?
Should I consider negotiating with my lenders/clients?

Smart Use of Credit Cards

If used appropriately, credit cards can be an important part of a comprehensive finance strategy. Do you have any of the following questions?

Should I apply for or use a business credit card during this crisis?
What options do I have to avoid high interest?
What resources are available to ensure I make the right decisions?


If you need legal assistance, you can get help from our attorneys. 
View plans and pricing or join now and speak to an attorney in as little as 4 hours.

Frequently Asked Questions

Here is a list of additional questions our attorneys have been assisting our current business members with.

What options do I have to help pay my bills if I can’t access credit (I.e. lines of credit, crowdfunding)?
Should I put my M&A plans on hold at this time?
Is liquidating assets or 
bankruptcy a good option for me?
Should I apply for a loan? If so, what kind?
What is the paycheck protection program and how can it help me?
Can I get an employee retention credit?

Affordable Legal Services

In “normal” times, businesses can face an avalanche of legal issues that are best handled by a competent business attorney. Now more than ever, having access to the right legal professionals to help you navigate the novel legal challenges created by the Coronavirus, is pretty much mandatory. The right legal advice can mean the difference between financial ruin and positioning your business to survive the pandemic. Plus, you’ll instantly reduce stress when you know you’re making the right moves based on accurate and up to date information.

LegalShield has been helping individuals and businesses for over 45 years.
We have over 4.5 million members and a network of 39 law firms covering the US, UK and Canada.
Our business plans offer the most comprehensive legal support a small business can get for less than the cost of one nice business lunch.

Whether you just need a little advice, finance documents reviewed or you need an attorney to provide legal assistance by making calls and writing letters on your behalf, there is no more cost effective way to get the legal help you need than by becoming a member of LegalShield.

Frequently Asked Questions

Here is a list of additional questions our attorneys have been assisting our current business members with.

What options do I have to help pay my bills if I can’t access credit (I.e. lines of credit, crowdfunding)?
Should I put my M&A plans on hold at this time?
Is liquidating assets or
bankruptcy a good option for me?
Should I apply for a loan? If so, what kind?
What is the paycheck protection program and how can it help me?
Can I get an employee retention credit?

Affordable Legal Services

Whether you just need a little advice, finance documents reviewed or you need an attorney to provide legal assistance by making calls and writing letters on your behalf, there is no more cost effective way to get the legal help you need than by becoming a member of LegalShield.

In “normal” times, businesses can face an avalanche of legal issues that are best handled by a competent business attorney. Now more than ever, having access to the right legal professionals to help you navigate the novel legal challenges created by the Coronavirus, is pretty much mandatory. The right legal advice can mean the difference between financial ruin and positioning your business to survive the pandemic. Plus, you’ll instantly reduce stress when you know you’re making the right moves based on accurate and up to date information.

LegalShield has been helping individuals and businesses for over 45 years.
We have over 4.5 million members and a network of 39 law firms covering the US, UK and Canada.
Our business plans offer the most comprehensive legal support a small business can get for less than the cost of one nice business lunch.